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The Home Loan Process

Finding the right loan is an essential first step in the home buying process. Everything from your credit and income to your down payment can affect your ability to qualify for a loan.

TheMLSonline.com works with local mortgage lenders with a long history of providing quality lending services. An experienced loan officer will discuss the different types of loans available, determine the maximum amount you can borrow, and calculate a monthly payment that fits your budget.

Mortgage Rates

Based on national averages. Updated

Loan	Rate*	Change
30 yr Fixed	6.67%	-0.12%
15 yr Fixed	5.91%	-0.11%
5 yr ARM	6.33%	-0.04%
30 yr FHA	6.20%	-0.05%
30 yr Jumbo	6.80%	-0.09%
30 yr VA	6.22%	-0.05%
*Rates are only estimates & not guaranteed.

Mortgage Calculator

Property price

Down payment

Interest rate Loan term

Advanced Options

Include taxes & insurance

Annual property taxes

Annual home insurance

Annual assoc. dues (HOA)

Include mortgage insurance (PMI)

Annual mtg insurance (PMI)

*The mortgage calculator is provided only for general information and educational purposes only. TheMLSonline.com does not guarantee the accuracy of the calculations or the monthly payment displayed. It is not intended as financial, insurance, tax or legal information regarding your financial situation; please consult with a financial advisor. Property insurance is based on approximately $35 per $100,000 of property value. Actual rate will vary based on coverage options.